Salt Lake City, Utah — Thousands of homebuyers are finding themselves in limbo as the ongoing federal government shutdown halts new flood insurance policies from the National Flood Insurance Program (NFIP). With hurricane season still active across much of the country, many buyers in flood-prone regions are now scrambling to secure coverage before closing on their homes. The federal government officially shut down on October 1, 2025, after Congress failed to pass a funding bill — suspending operations at multiple agencies, including FEMA and NOAA, and pausing the issuance and…
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